Smart SIP Planner

Starting your investment journey with a Systematic Investment Plan (SIP) is one of the smartest ways to build long-term wealth. But how much should you invest each month to meet your financial goals? What kind of returns can you expect over time?
Our Smart SIP Planner is designed to give you a quick, goal-based snapshot of how SIPs work—helping you plan more effectively with estimated returns and timelines. Whether you’re saving for your child’s education, retirement, or any future milestone, this tool provides the clarity and confidence you need to start investing wisely.

Monthly SIP Amount to Achieve Target Amount

Example: To accumulate ₹1 Crore in 10 years, you need a monthly SIP of ₹44,641 if the assumed growth rate is 12% p.a.

5 Years | 10 Years | 15 Years

Target Amount 5 Years 10 Years 15 Years
ROI % 7%10%12%15% 7%10%12%15% 7%10%12%15%
10 Lacs13,96812,95912,33111,4505,8144,9654,4653,8033,1972,4912,1021,623
25 Lacs34,91932,39730,82728,62514,53512,41111,1619,5067,9926,2265,2544,057
50 Lacs69,83864,79461,65357,25029,07024,82222,32119,01215,98412,45210,5088,114
1 Crore1,39,6751,29,5881,23,3061,14,49958,13949,64444,64138,02431,96824,90321,01516,227
2 Crore2,79,3502,59,1762,46,6112,28,9971,16,27899,28789,28176,04863,93649,80642,03032,454
5 Crore6,98,3756,47,9386,16,5275,72,4912,90,6952,48,2172,23,2011,90,1201,59,8381,24,5151,05,07381,133
10 Crore13,96,74912,95,87612,33,05311,44,9815,81,3904,96,4334,46,4023,80,2403,19,6762,49,0292,10,1461,62,266

20 Years | 25 Years | 30 Years

Target Amount 20 Years 25 Years 30 Years
ROI % 7%10%12%15% 7%10%12%15% 7%10%12%15%
10 Lacs1,9601,3821,0887541,271805588363851482325178
25 Lacs4,9003,4542,7191,8853,1762,0121,4709082,1271,203812445
50 Lacs9,7996,9085,4373,7696,3524,0242,9391,8154,2532,4061,624889
1 Crore19,59713,81610,8747,53712,7038,0475,8773,6298,5064,8113,2471,777
2 Crore39,19327,63121,74715,07425,40516,09311,7537,25817,0119,6226,4943,553
5 Crore97,98169,07654,36837,68563,51140,23129,38118,14442,52824,05416,2348,881
10 Crore1,95,9621,38,1521,08,73575,3691,27,02180,46158,76236,28785,05548,10832,46817,762

5 Years

Target7%10%12%15%
10 Lacs13,96812,95912,33111,450
25 Lacs34,91932,39730,82728,625
50 Lacs69,83864,79461,65357,250
1 Crore1,39,6751,29,5881,23,3061,14,499
2 Crore2,79,3502,59,1762,46,6112,28,997
5 Crore6,98,3756,47,9386,16,5275,72,491
10 Crore13,96,74912,95,87612,33,05311,44,981

10 Years

Target7%10%12%15%
10 Lacs5,8144,9654,4653,803
25 Lacs14,53512,41111,1619,506
50 Lacs29,07024,82222,32119,012
1 Crore58,13949,64444,64138,024
2 Crore1,16,27899,28789,28176,048
5 Crore2,90,6952,48,2172,23,2011,90,120
10 Crore5,81,3904,96,4334,46,4023,80,240

15 Years

Target7%10%12%15%
10 Lacs3,1972,4912,1021,623
25 Lacs7,9926,2265,2544,057
50 Lacs15,98412,45210,5088,114
1 Crore31,96824,90321,01516,227
2 Crore63,93649,80642,03032,454
5 Crore1,59,8381,24,5151,05,07381,133
10 Crore3,19,6762,49,0292,10,1461,62,266

20 Years

Target7%10%12%15%
10 Lacs1,9601,3821,088754
25 Lacs4,9003,4542,7191,885
50 Lacs9,7996,9085,4373,769
1 Crore19,59713,81610,8747,537
2 Crore39,19327,63121,74715,074
5 Crore97,98169,07654,36837,685
10 Crore1,95,9621,38,1521,08,73575,369

25 Years

Target7%10%12%15%
10 Lacs1,271805588363
25 Lacs3,1762,0121,470908
50 Lacs6,3524,0242,9391,815
1 Crore12,7038,0475,8773,629
2 Crore25,40516,09311,7537,258
5 Crore63,51140,23129,38118,144
10 Crore1,27,02180,46158,76236,287

30 Years

Target7%10%12%15%
10 Lacs851482325178
25 Lacs2,1271,203812445
50 Lacs4,2532,4061,624889
1 Crore8,5064,8113,2471,777
2 Crore17,0119,6226,4943,553
5 Crore42,52824,05416,2348,881
10 Crore85,05548,10832,46817,762

Disclaimer:

The Smart SIP Planner is intended for illustrative and educational purposes only. It provides approximate projections based on assumed return rates and investment durations. Actual returns may vary depending on market conditions and fund performance. Past performance is not a guarantee of future results. Logi Fintech is an AMFI-registered Mutual Fund Distributor and does not guarantee returns on any investment. Always consult a qualified financial advisor before making investment decisions.